The Fair Debt Collection Practices Act provides that a debt collector who violates the law is liable for up to $1,000 damages to a consumer for each time they violate the law. The debt collector also has to pay your legal fees. Therefore, if I agree to represent you in a lawsuit against a debt collector, you will not have to pay any legal fees in advance. I will only collect legal fees in the event there is a successful recovery from the debt collector. Finally, the debt collector has to pay any actual damages you suffer (lost work, medical bills, etc.)
There is currently a $400 filing fee paid to the federal court clerk any time a new lawsuit is filed to enforce your rights under the Fair Debt Collection Practices Act.
Typically a federal lawsuit involves other out of pocket costs, such as depositions, postage, photocopies, long distance fees, and so on. If I agree to take your case, these expenses will be advanced on your behalf, with any recovery of these expenses coming out of a successful settlement or court verdict.
To discuss your experience with a debt collector, call me for an appointment. We will review your case at no cost and consider whether a lawsuit should be filed against the debt collector.
Save time by filling out your paperwork before your appointment.